Klarna Introduces Seamless Payment Options for Apple Pay Users in the U.S. and U.K.
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Klarna, the global AI-powered payments network, has officially launched its flexible payment solutions for Apple Pay users. This integration allows iPhone and iPad users with iOS 18 and iPadOS 18 or later to pay for their purchases in installments, either online or through apps. Starting today, customers in the U.S. and U.K. will be able to enjoy Klarna’s no-interest installment plans, including options to split payments over three or four periods. The rollout will extend to Canada in the upcoming months.
“We’ve received a lot of requests from consumers for Klarna to be available on Apple Pay, and we’re proud to deliver this service to our users,” said Sebastian Siemiatkowski, Co-founder and CEO of Klarna. “Our payment options are now even more accessible when shopping at your favorite retailers using Apple Pay, making it easier for customers to shop smart, buy now, and pay later.”
Klarna’s Pay in 4 option allows users to divide purchases between $35 and $2,000 into four equal, interest-free payments. For higher-value items, Klarna also offers longer-term financing with APRs starting at 0%.
“We’re thrilled to bring Klarna’s flexible payment choices to U.S. and U.K. Apple Pay users,” said Jennifer Bailey, Apple’s Vice President of Apple Pay and Apple Wallet. “This integration allows users to spread the cost of their purchases, all while enjoying the seamless and secure Apple Pay experience they’re familiar with.”
The Klarna integration streamlines the checkout process, making it easier for Apple Pay users to pay in a way that suits their budget. Eligible users can select ‘Other Cards & Pay Later Options’ during checkout and then choose Klarna to see the available payment plans. After agreeing to the terms, they can confirm the purchase with Face ID or Touch ID. Klarna’s quick lending decision process will not impact the customer’s credit score.
As always, Apple Pay maintains its privacy-first approach—users can rest assured that their transaction data is not stored by Apple.
Klarna also launched its “Apple from Klarna” storefront, where U.S. customers can shop Apple products with Klarna’s flexible payment options, further enhancing the convenience for shoppers.
With 85 million active users globally, Klarna continues to lead the Buy Now, Pay Later (BNPL) space. The company remains focused on expanding its commerce network and aims to provide a fairer, more flexible alternative to traditional credit cards.
Key Points:
- Klarna is now available for Apple Pay users on iPhone and iPad with iOS 18 and iPadOS 18 or later.
- Pay in 4 allows users to divide purchases into four equal, interest-free payments.
- Klarna offers financing options for larger purchases with APRs starting at 0%.
- Apple Pay ensures privacy and security when using Klarna.
- Klarna’s “Apple from Klarna” storefront allows U.S. customers to purchase Apple products with flexible payments.
For more details, check out Apple Support.
